The Best Hotel Rewards Travel Credit Cards for 2020

Do you live for luxury continental breakfast and mints on your pillow? Do you know that you can earn complimentary stays and room upgrades at your favorite hotel chain with a reward hotel credit card?



It is like living the dream. Unlike airline travel cards, which often don’t offer strong enough perks to justify paying an ongoing annual fee, most hotel cards offer extremely valuable benefits packages. They can help you earn elite status and enjoy anniversary free night certificates, bonus points and potentially even on-property credits.



Here are the best hotel reward cards you can consider in 2020:



Hilton Honors American Express Card





The potential to use rewards points to pay for hotel visits, combined with a $0 annual fee, is one appealing aspect of the Hilton Honors American Express Card. You earn 7x points for each dollar of eligible spending at Hilton hotels and resorts, 5x points at U.S. restaurants, U.S. supermarkets and U.S. gas stations, and 3x points on all other purchases. In case you spend $20,000 on the card in a calendar year, you’ll receive instant Silver status and earn Gold status.



Marriott Bonvoy Business™ American Express® Card





The Marriott Bonvoy Business American Express card can be an excellent choice for those who want a small business card that offers the most possible benefits at over 6,900 Marriott Bonvoy properties around the world. By offering a great welcome bonus (75,000 points after you spend $3,000 within three months of account opening), and better rewards and benefits than the consumer version, it might be the best hotel card for small business owners.



You earn 6x points at Marriott hotels, 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers, and on U.S. purchases for shipping and 2x points on all other eligible purchases. It comes with a $125 annual fee. The top benefits include 1 free night award every year after your card account anniversary, complimentary Marriott Bonvoy Silver Elite status, and you can use points at Marriott or transfer to airline partners.


Hilton Honors American Express Surpass® Card





The Hilton Honors American Express Surpass Card is just full of surprises, including a weekend night reward after spending $15,000 in a calendar year and upgrade to Diamond status after a $40,000 spent in a calendar year. You can also earn 125,000 Hilton Honors Bonus Points after making $2000 in eligible purchases within the first three months of membership.



You earn 12X points per dollar at Hilton hotels, 6X points at U.S. restaurants, U.S. supermarkets, and U.S. gas stations and 3X points elsewhere and you can enjoy international travel without additional fees on purchases made abroad. It comes with a $95 annual fee.



Which benefits package appeals most to you?